What Does “Umbrella” Insurance Cover?

Here’s more from Ike Devji’s white paper on asset protection: It is a great idea to have an umbrella policy, but you and your liability carrier have different ideas about what umbrella means. To you it means everything, to your carrier it means specific...

What is Asset Protection?

Back in February I described asset protection as the legal techniques that protect your wealth from creditors and predators. Here’s what I wrote: Is asset protection some kind of euphemism for stiffing banks? No way. It’s more about planning before you borrow...

Health Care Makes Me Sick

Aetna reinstates customer who made $64 error I haven’t followed the pending health care legislation. Not closely anyway. But from personal experience, I know something needs to give. Health care is broken: pre-existing conditions, reliance on employers,...